Individual Disability Insurance

 Individual Disability Insurance

Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At Garner & Glover Company, we can tailor a Georgia disability insurance policy to fit your individual needs. Many studies say that Americans can have a long-term disability by the age of 65, so this complement to your health insurance is necessary.

An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxes but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term.

Basic ways of disability insurance

  • Individual disability income policy
  • Social Security disability benefits
  • Employer paid benefits

Let a Garner & Glover Company agent explain the different options you have when considering individual disability insurance in Rome, Georgia including the Atlanta, Calhoun, Cartersville, Chattanooga, and Dalton areas.